Not known Details About 228 loan
Not known Details About 228 loan
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A large bank have to obtain and preserve in electronic type, as prescribed because of the Board, until the completion from the bank's subsequent CRA examination through which the information are evaluated, the next information for each modest small business loan or smaller farm loan originated or procured via the bank throughout the evaluation period:
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suggests, notwithstanding the definition of “smaller farm” in this part, a loan A part of “loans to modest farms” as claimed in Program RC-C of the decision Report.
(B) Other than as provided in § 228.51(e), a large bank by using a combined whole of ten or maybe more facility-based assessment places and retail lending evaluation places in any State or multistate MSA, as applicable, or with the establishment may not receive a score of “Satisfactory” or “Superb” in that State or multistate MSA, as applicable, or with the institution, unless the bank receives an General conclusion of a minimum of “Lower Satisfactory” in 60 % or even more of the whole quantity of its facility-based mostly assessment regions and retail lending assessment regions in that Condition or multistate MSA, as relevant, or for that establishment.
The Board considers information provided by the lender and could think about publicly obtainable details and information furnished by governing administration 228 loan or Local community sources that demonstrates that a Neighborhood advancement support Positive aspects or serves a facility-based mostly assessment area, Point out, or multistate MSA, or maybe the nationwide location.
(A) Brings together the general performance scores for every supporting conclusion for each important product line into an item line score; and
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If an intermediate financial institution opts for being evaluated pursuant to the Local community Improvement Funding Check in § 228.24, the Board evaluates the intermediate lender to the evaluation interval preceding the lender's up coming CRA assessment pursuant for the Group Growth Funding Check in § 228.24 and carries on evaluations pursuant to this efficiency exam for subsequent analysis durations until eventually the lender opts out.
In assigning Retail Lending Check conclusions to get a Point out pursuant to § 228.22(h), the Board won't look at a financial institution's actions to be from the State if those functions occur in a very retail lending evaluation spot consisting of counties in more than one State.
A bank may perhaps submit supplemental data to the Board over a private basis, however the plans stated from the plan have to be adequately certain to help the public along with the Board to guage the merits of the program.
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상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
For every key solution line, a Borrower Community Benchmark, calculated pursuant to paragraph IV.c of appendix A to this section for facility-dependent assessment spots and retail lending assessment areas, and paragraph IV.e of appendix A to this section for out of doors retail lending areas.
(1) For banking institutions that keep an internet site, all facts expected with the financial institution's community file beneath this area have to be taken care of within the bank's Web site.